Two proven approaches for protecting your real estate investments. Both place LLCs inside a trust for maximum protection.
Most common & bank-friendly. Trust owns Holding LLC, which owns individual Property LLCs.
Revocable Trust
Family Trust
Holding LLC
Holdings LLC
Prop 1
LLC
Prop 2
LLC
Prop 3
LLC
Best For
Most investors, bank financing, proven court protection
Trade-off
More entities to maintain, higher annual fees
Maximum anonymity. Land Trust holds title (public), LLC is hidden beneficiary, owned by your Trust.
Property
123 Main St
Land Trust
Main St Trust
Property LLC
Main St LLC
Revocable Trust
Family Trust
Best For
High-profile investors, maximum anonymity
Trade-off
More complex setup, extra layer to manage
Key principle: Always place your LLC inside a Revocable Trust. This gives you liability protection (LLC) + estate planning benefits (Trust) + probate avoidance.
Liability Isolation
Each property is in its own LLC. A lawsuit from one property cannot reach your other properties or personal assets.
Tax Efficiency
All LLCs are "disregarded entities" for tax purposes. Income flows through to your personal return—no double taxation, minimal complexity.
Estate Planning
The Trust owns everything. When you pass, assets transfer to beneficiaries without probate—saving time, money, and privacy.
Need to update your structure?
Talk to our asset protection specialists about adding entities or optimizing your setup.